Plaintiffs asked a federal judge to preliminarily approve a $100 million class-action settlement with Equifax over a coding issue that affected how some credit scores were calculated in 2022. The unopposed motion was filed August 12, 2026 in In re Equifax Fair Credit Reporting Act Litigation, No. 1:22-cv-03072, Northern District of Georgia.
Equifax’s July 2026 Form 10-Q confirms a $100 million accrual related to the proposed resolution and discloses the March 17–April 6, 2022 coding issue. Equifax says the issue affected some calculated scores, not underlying credit-report information, and that fewer than 300,000 consumers experienced a score shift of 25 points or more.
CourtListener’s docket record was last updated August 17, 2026 and showed August 12 as the last known filing in the retrieved record. It did not confirm a later preliminary-approval ruling, court-authorized notice, claim process, or deadline. Consumers cannot submit a settlement claim at this time and should avoid unofficial claim offers.
Equifax says it fixed the issue and provided lenders updated scores or data. The company maintains defenses if the settlement is not finalized or approved. Allegations and proposed terms remain subject to court review. This is not legal advice or a payment guarantee.