People who were sent notice that their personal information was involved in the November 2025 SitusAMC data incident may be able to claim cash benefits from a proposed $5.3 million class action settlement. The court-authorized settlement website lists November 6, 2026 as the deadline to submit a claim.
SitusAMC Holdings Corporation provides technology, data, advisory, and outsourced services to commercial and residential real estate lenders and investors. Its work can involve mortgage, collateral, portfolio, and transaction records. SitusAMC says it discovered on or about November 12, 2025 that an unauthorized third party had compromised information in its systems. The proposed settlement concerns people identified through the resulting notice process.
The case is In re SitusAMC Holdings Corporation Data Breach Litigation, No. 1:25-cv-9748, in the U.S. District Court for the Southern District of New York. The plaintiffs allege that SitusAMC failed to take reasonable steps to protect personal information. SitusAMC denies the material allegations and denies wrongdoing. The court has not decided which side is right.
Key facts The proposed settlement creates a $5.3 million fund. The class is limited to people in the United States who were sent notice of the data incident and appear on the class list. Claims are due November 6, 2026; exclusion and objection requests are due October 22, 2026.
Who may be included in the SitusAMC settlement?
The court-authorized FAQ defines the settlement class as all people in the United States who were sent notice of the data incident as identified in the class list. In practical terms, the settlement is notice-based: simply having had a mortgage, real estate transaction, or other indirect connection to a SitusAMC client does not by itself establish membership.
The class excludes members of SitusAMC's executive leadership team, the judge assigned to the action and the judge's immediate family and court staff, and anyone who submits a timely and valid exclusion request.
The official notice says the affected information varied by person. It may have included names, dates of birth, Social Security or individual taxpayer identification numbers, driver's license or other government identification numbers, financial account numbers, medical records, and health insurance policy numbers.
SitusAMC's own incident updates say the company supports the real estate finance industry and that some affected files were associated with its residential Collateral and Asset Management system, while others were corporate files such as legal contracts and accounting documents. The settlement materials—not a general description of the incident—control who is included.
Notice is the main eligibility signal The class definition depends on whether SitusAMC sent the person a data-incident notice and included that person on the class list. Receiving notice does not guarantee that a particular claim or payment will be approved.
What benefits does the $5.3 million settlement offer?
SitusAMC will establish a $5,300,000 settlement fund. Court-approved attorneys' fees and costs, service awards, and settlement administration expenses will be paid first. The remaining net fund will be used for class benefits.
One year of credit monitoring
The official FAQ says class members automatically received an enrollment code for one year of credit monitoring. The service includes real-time monitoring of a credit file at a credit bureau, dark-web scanning, public-record monitoring, identity restoration and recovery services, and $1 million in identity-theft insurance with no deductible, subject to the program terms.
Class members should follow the enrollment instructions in their notice. Credit monitoring is not the same as a cash award and may require activation by a separate deadline stated in the official materials.
Up to $5,000 for documented losses
Class members may claim up to $5,000 for actual, documented, unreimbursed out-of-pocket losses resulting from the incident. The FAQ lists examples such as unreimbursed bank or credit-card charges, costs to replace identification, credit-report costs, and credit-monitoring or identity-protection services first purchased between November 12, 2025 and the claim deadline.
A documented-loss claim requires third-party proof, such as receipts or statements. Self-prepared notes may explain other evidence, but the official FAQ says self-prepared documents alone are not enough. For monitoring or identity-protection purchases, claimants must provide proof of purchase and state that the service was purchased primarily because of the data incident.
An estimated $75 flat cash payment
Class members may also elect a one-time flat cash payment estimated at $75. The FAQ says no proof or explanation is required for that election. It may be requested instead of or in addition to a documented-loss claim.
The $75 figure is an estimate, not a guaranteed payment. The actual amount may be higher or lower depending on the number and value of valid claims and the money remaining after approved deductions.
Additional California statutory payment
Class members who lived in California between November 12 and November 22, 2025 may also claim a $50 California statutory payment. The official FAQ says this payment is subject to downward pro rata adjustment based on participation and available funds.
Cash amounts may be reduced The fund must also cover approved fees, costs, awards, and administration. The flat and California payments are not guaranteed at their stated estimates, and an approved documented-loss request does not guarantee reimbursement of every dollar claimed.
How to file a SitusAMC settlement claim
Claims can be submitted through SAMCDataSettlement.com, the court-authorized website. The online claim form requires the unique class-member login ID and PIN from the mailed or emailed notice. A paper form is also available through the official site and may be mailed to the settlement administrator.
Online claims must be submitted by November 6, 2026. Mailed claim forms must be postmarked by that date. Anyone requesting documented-loss reimbursement should gather receipts, account statements, invoices, replacement-identification records, or other third-party documentation before filing.
There is no fee to file a claim. Claimants should use the official administrator site and should not pay a third party to submit a form. The administrator may review class membership, deadlines, documentation, duplicates, and whether a claimed loss is sufficiently connected to the incident.
Submitting a claim does not guarantee approval or payment. Benefits will not be distributed unless the court grants final approval and any appeals are resolved.
What are the October 22 rights deadlines?
The deadline to exclude yourself from the settlement is October 22, 2026. Exclusion, also called opting out, means leaving the settlement class. A person who validly opts out cannot receive settlement benefits but generally keeps the ability to pursue a separate claim concerning the released issues, subject to applicable law and deadlines.
Objections are also due October 22, 2026. An objection asks the court to consider a class member's concerns about the proposed settlement. Objecting is different from opting out: an objector remains in the class and may submit a claim, while someone who opts out cannot receive class benefits.
The long-form notice and FAQ contain detailed submission requirements and addresses. People considering exclusion or an objection should rely on those controlling materials rather than a summary.
The rights deadline comes before the claim deadline Exclusion and objection requests are due October 22, while claims are due November 6. These options have different legal consequences.
What happens next?
The court scheduled a final approval hearing for November 11, 2026 at 10:00 a.m. Eastern Time in the U.S. District Court for the Southern District of New York. The date, time, or format may change, so class members should check the official site.
At the hearing, the court will consider whether the settlement is fair, reasonable, and adequate, along with properly submitted objections, attorneys' fee and cost requests, and proposed service awards. No payment date is guaranteed. Distribution can begin only after final approval and the resolution of any appeals.
The allegations remain disputed. The settlement is not a finding that SitusAMC violated the law. This article provides general information, not legal advice, and Class Action Pulse cannot determine whether a person qualifies or what an approved claimant will receive.