- Defendant
- 700Credit LLC
- Status
- Open to claims
- Potential payout
- Up to $2,500 for documented losses
- Claim deadline
- File by September 22, 2026
- Settlement fund
- $17.5 million
- Proof required
- Yes (for some claims)
Overview
700Credit LLC, which provides credit reports and related data to auto, RV, powersports and marine dealerships, agreed to pay $17.5 million to settle a class action lawsuit over a data breach. The plaintiffs alleged that in October 2025 cybercriminals used compromised credentials to access sensitive consumer information through the 700Dealer.com web application. The exposed data may have included names, addresses, dates of birth, Social Security numbers and other personally identifiable information. 700Credit denies wrongdoing and agreed to settle to avoid the cost and uncertainty of continued litigation. The case, In re 700Credit Data Breach Litigation, is pending in the U.S. District Court for the Eastern District of Michigan.
Who qualifies
- You are a U.S. resident.
- You received a notice indicating the 700Credit data breach may have compromised your personal information. Notices were sent in July 2026.
What you could receive
Eligible class members can claim Cash Payment A for documented losses of up to $2,500 for out-of-pocket costs related to the breach, such as bank fees, postage, local travel, and fees for credit reports, credit monitoring or other identity theft protection purchased before the claim deadline. Payments are issued from the $17.5 million settlement fund approximately 75 days after the court grants final approval.
How to file your claim
- 1Confirm you received a 700Credit data breach notice with your unique Notice ID and PIN.
- 2File a claim online through the official settlement website, or download and mail the PDF claim form to the settlement administrator.
- 3For documented-loss claims, attach supporting proof such as receipts, account statements or correspondence.
- 4File by the September 22, 2026 claim deadline.
Official settlement site: 700CreditDataBreachSettlement.com. Class Action Pulse is not the settlement administrator or a law firm — always verify eligibility, deadlines, and payout details through the official source above.
Do you qualify?
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Sources
Frequently asked questions
How much can I get from the 700Credit settlement?
Eligible class members can claim up to $2,500 for documented out-of-pocket losses reasonably related to the data breach.
What is the deadline to file a claim?
The claim deadline is September 22, 2026. The deadline to opt out is September 8, 2026, and the final approval hearing is scheduled for October 7, 2026.
Who is eligible?
U.S. residents who received a notice that the October 2025 700Credit data breach may have compromised their personal information. The incident affected approximately 5.8 million individuals.