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Farmers Insurance TCPA Class Action Settlement

Updated August 12, 2026

Defendant
Farmers Insurance Exchange; Farmers Insurance Company, Inc.; Fire Insurance Exchange
Status
Open to claims
Potential payout
Pro rata cash payment of up to $160
Claim deadline
File by September 14, 2026
Settlement fund
$1.25 million
Proof required
No claim form proof for basic payout
Check if you qualify →

Overview

Farmers Insurance Exchange, Farmers Insurance Company, Inc., and Fire Insurance Exchange agreed to settle claims that calls and text messages from specified insurance agents marketing Farmers products violated the federal Telephone Consumer Protection Act. Farmers denies the claims. The Missouri court has not decided which side is right.

Who qualifies

  • You received two or more calls or text messages within a 12-month period from one or more agents identified in the official settlement notice, or their agencies, marketing Farmers products or services.
  • The calls or texts were received from April 19, 2020 through June 15, 2026.
  • Your phone number had been on the National Do-Not-Call Registry for more than 30 days and was registered to an individual, not a business.
  • Your phone number appeared on the list produced in the litigation.
  • To receive payment, you must make the additional certifications required by the official claim form, including the certifications concerning quote requests and prior Farmers customer status.

What you could receive

Valid claimants may receive a pro rata share of the $1.25 million settlement fund, capped at $160 per claimant. The actual payment may be lower depending on the number of valid claims and court-approved deductions from the fund.

How to file your claim

  1. 1Review the official settlement notice and confirm that the calls or texts and phone number meet the class definition.
  2. 2Complete the official claim form and provide the phone number that received the calls or texts.
  3. 3Make the eligibility certifications required on the claim form.
  4. 4Submit the signed claim online, by email, or by mail using the official administrator instructions.
  5. 5Submit or postmark the claim by September 14, 2026.

Official settlement site: HeckathornTCPASettlement.com. Class Action Pulse is not the settlement administrator or a law firm — always verify eligibility, deadlines, and payout details through the official source above.

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Sources

Frequently asked questions

Who qualifies for the Farmers Insurance TCPA settlement?

The class generally covers certain people who received two or more Farmers marketing calls or texts from specified agents during a 12-month period while their personal number had been on the National Do-Not-Call Registry for more than 30 days. The official notice contains the complete definition and payment certifications.

How much can a claimant receive?

Each approved claimant may receive a pro rata share of the settlement fund up to $160. The final amount depends on the number of valid claims and court-approved deductions.

What is the claim deadline?

Claims must be submitted or postmarked by September 14, 2026.