Furniture Mart USA Data Breach Settlement — File a Claim

Furniture Mart, USA, Inc. is a family-owned furniture and home-furnishings retailer based in Sioux Falls, South Dakota. It operates stores under names including The Furniture Mart, Ashley, Unclaimed Freight Furniture, Carpet One, and Billie Arthur Design Studio. Customers may interact with the company when shopping, financing, arranging delivery, creating accounts, or otherwise providing identity and transaction information. The settlement concerns information maintained in the company's systems, not a claimed defect in furniture or mattresses.

The court-authorized materials describe a targeted cyberattack on Furniture Mart USA's computer systems in November 2024. The company's investigation reportedly identified unauthorized access to files that may have contained names, Social Security numbers, and dates of birth. Other breach reporting said the company detected suspicious activity on November 3, 2024, confirmed that an unknown actor had viewed and copied files, and later notified affected people. The precise information varies by individual.

Christine Logan, Gabriel Hilmar, and Austin Hinkle are the class representatives. They are named plaintiffs who brought claims for themselves and sought to represent other people allegedly affected by the incident. The lawsuit alleges claims based on the data breach and the handling of personal information. Furniture Mart USA denies wrongdoing. The U.S. District Court for the District of South Dakota has not ruled that the plaintiffs' allegations are true or that the company violated the law.

The parties reached a proposed settlement in In re: Furniture Mart, USA, Inc., Data Breach Litigation, Case No. 4:25-cv-04018-RAL. The court authorized notice and scheduled a final fairness hearing for November 9, 2026. Preliminary approval permits notice and claim filing while the court evaluates the agreement; it is not a final judgment for either side.

The class generally includes U.S. residents whose personal information was potentially compromised in the breach, with specific exclusions. Class members may request three years of credit monitoring and choose between a documented-loss and lost-time path or a $75 alternative cash payment. The alternative payment cannot be combined with documented losses or time. Claims must be submitted under the official instructions by November 3, 2026.

All class members may request three years of CyEx Identity Defense Complete. The official materials describe real-time credit-file monitoring, dark-web scanning, public-records monitoring, fraud-resolution assistance, and $1 million in identity-theft insurance, subject to the service terms. Monitoring may be selected with either cash path.

Under the documented-loss path, a claimant may request up to $4,500 for actual, unreimbursed out-of-pocket losses caused by the breach. The official materials give examples including losses from identity theft or fraud, credit-report or monitoring fees, credit-freeze costs, replacement identification, and postage used to contact banks. Third-party proof such as statements or receipts is required. Self-prepared notes can explain other records but are not sufficient by themselves.

A claimant using the documented-loss path may also request up to four hours of time at $25 per hour, for a maximum of $100. The form requires a brief description of breach-response work such as changing passwords, reviewing suspicious account activity, or researching the incident. The official materials present documented losses and lost time as benefits that may be claimed together.

Instead of the documented-loss and time benefits, a class member may choose a one-time $75 alternative cash payment. No proof of financial loss is required for that option, but the claimant must still satisfy the class definition and submit a complete, timely form. The official claim form says not to select the $75 benefit when claiming documented losses or time.

Credit monitoring may be added to either cash choice. Benefit approval is not automatic. The administrator may verify claims and request more information. The court must grant final approval, and any appeals must be resolved, before benefits are distributed. The official materials do not promise a specific payment date.